VOO vs QQQ ownership cost

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Estimated VOO total cost

$16

Estimated QQQ total cost

$91

Estimated VOO minus QQQ

-$76

Investment amount$10,000

Holding period5 years

Assumption coverageAssumption-based

Estimated using example spread assumptions. Not issuer official spread data.

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Assumptions

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Vanguard

VOO

Vanguard S&P 500 ETF

Estimated total$16

Expense ratio0.03%

Cost sourceProvider

Spread sourceExample assumption0.010% spread assumption

FreshnessFreshHoldings as of 2026-05-31, next expected next issuer monthly file.

Data quality: 99.7% holdings coverage, as of 2026-05-31.

Invesco

QQQ

Invesco QQQ Trust

Estimated total$91

Expense ratio0.18%Stale · Parsed from issuer official metadata text.

Cost sourceProvider

Spread sourceExample assumption0.020% spread assumption

FreshnessFreshHoldings as of 2026-06-12, next expected next daily issuer file.

Data quality: 100.0% holdings coverage, as of 2026-06-12.

Total cost over time

Bars show cumulative calculated components when expense-ratio inputs are available.

Year 1

VOO

QQQ

$19

Year 2

VOO

QQQ

$37

Year 3

VOO

$10

QQQ

$55

Year 4

VOO

$13

QQQ

$73

Year 5

VOO

$16

QQQ

$91

Calculation breakdown

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Component	VOO	QQQ	Status	Note
Expense ratio cost	$15	$90	Calculated	Calculated from provider expense ratio when available or the entered expense-ratio assumption.
Bid/ask spread cost	$1Derived · One-way TCO spread cost uses half of the example spread assumption (0.01% spread).	$1Derived · One-way TCO spread cost uses half of the example spread assumption (0.02% spread).	Estimated	One-way transaction cost uses half spread. Round-trip transaction cost uses the full spread. User/example spread assumptions produce estimated results.
Commission cost	$0	$0	Calculated	Uses the same entered commission assumption for each ETF.
Total cost of ownership	$16	$91	Estimated	Totals require expense, commission, and one-way half-spread cost. Missing spread is not treated as zero.

Data quality and methodology

SourceIssuer monthly holdings API: Vanguard, Issuer holdings API: Invesco

As of2026-05-31 to 2026-06-12

Unavailable assumptionsNone

Spread sourceVOO: Example assumption (0.010%); QQQ: Example assumption (0.020%)

FormulaExpense cost sums yearly portfolio value multiplied by expense ratio; one-way spread cost uses half spread.

Educational analysis only. Not personalized investment, tax, or legal advice.